Anonymous federal screening tool
Could your Social Security benefits be taxable?
Compare the household's combined income with the federal thresholds before using the full IRS worksheet.
- No Social Security number requested
- Nothing is uploaded or saved
- Screening result, not a tax return
2025 federal return thresholds
Combined-income check
Use annual household amounts.
Use the result carefully
The worksheet is the next step
Crossing a threshold does not automatically make exactly 50% or 85% of benefits taxable. Deductions also do not rewrite the initial combined-income comparison.
Read the Social Security tax planning guide for examples, Roth and QCD cautions, withholding choices, and current senior-deduction context.
RetireStride provides educational planning information, not individualized tax advice. Verify the filing year's IRS instructions and use qualified professional help for material decisions.