RetireStride

Anonymous 2026 IRA tool

Estimate your 2026 required minimum distribution

Use the prior December 31 balance and the IRS Uniform Lifetime Table for a bounded owner estimate.

  • Birth year only, not full date of birth
  • Nothing is uploaded or saved
  • Owner IRA estimate, not tax advice

2026 distribution year

Owner IRA RMD estimate

Use the December 31, 2025 account value.

Special circumstances

Use the estimate carefully

Confirm the account and table before withdrawing

RMDs for several IRAs are calculated separately and may have distribution aggregation rules. Employer plans, inherited accounts, and a much-younger sole-beneficiary spouse can require different treatment.

Review the IRS required minimum distribution FAQs and the Uniform Lifetime Table in Publication 590-B.

See the RetireStride methodology for the exact tool boundary. RetireStride provides educational planning information, not individualized tax, investment, or legal advice.